Pandemi COVID-19 & Utang Rumah Tangga di Sumatera Barat: Sebuah Coping Strategi Dalam Rangka Meningkatkan Ketahanan Ekonomi Keluarga

Abstrak

This research was conducted while the Covid-19 pandemic was still occurring, namely in 2021. The purpose of this study was to find out whether the household sector in West Sumatra carried out debt activities during the pandemic to support their lives. In addition to this, the aim of the study is also to trace to which parties the household sector owes or loans, whether to formal institutions, non-formal institutions or other parties. This research is a descriptive research. The data used in this study consisted of 209 respondents. The results show that of all respondents, there were 95 respondents who made loans or debt during the pandemic and 114 respondents who did not make debt. Of the 95 debtors, 66.26% owed formal institutions and 32.74% owed non-formal institutions, and only 0.02% of respondents owed loans to moneylenders. In other words, it can be said that the level of public awareness not to make loans to moneylenders is quite high.